Richmond Valley Business and Rural Financial Counselling Services (RVB&RFCS) Inc is a local non-profit organisation that hosts government funded programs to foster regional economic development. Historically this included the Casino Regional Business Enterprise Centre, the Northern Rivers and the Mid North Coast Rural Financial Counselling Services and the regional Aboriginal Economic Development Officer (AEDO) program.
Committed to supporting rural Australia, in October 2006, with support from previous service providers, our organisation won the competitive grant application process to deliver under a new model, rural financial counselling services to the north eastern region of New South Wales.
The Rural Financial Counselling Service NSW – Northern Region is administered from its Head Office based in Lismore, and today the organisation employs 15 rural financial counsellors. Outreach offices are located in Armidale, Glen Innes, Grafton, Gunnedah, Inverell, Lismore, Macksville, Moree, Narrabri, Richmond, Singleton, Scone, Tamworth, Taree and Tenterfield.
The Rural Financial Counselling Service programme is funded by the Australian Government and the NSW Government, who have committed funding to June 2024.
Strong and sustainable rural communities
To deliver independent and professional services empowering members of rural communities in NSW to reach their goals.
RVB & RFCS has identified five high level values that underpin how we will operate to deliver our vision, mission and strategic priorities.
These values will guide and shape our organisational culture including how our Board and our team will work together, with our clients and with our stakeholders to be successful.
We build trust and authentic relationships by being open, honest and respectful.
We are responsive and flexible when facing change by being strategic and open-minded.
We demonstrate empathy at all times to listen and understand the perspectives of others.
We are consultative and collaborate to achieve more than we could by ourselves.
We are dedicated to delivering unsurpassed service and continued improvement.
Our clients and communities can trust us to act with integrity in all of our dealings and respect their confidentiality. We will work closely with our clients and communities to empower them to take control of their futures.
Our team and Board work together in an open and transparent fashion to support each other to be successful and support each other to develop and manage in times of high workload.
Our organisation is dedicated to continuous improvement and is motivated to achieve great results for our region.
The Rural Financial Counselling Service NSW Northern Region (RFCSNSW- NR) supports eligible farmers, fishers, forest growers, harvesters and small related rural businesses who are suffering financial hardship, and who have no alternative sources of impartial support, to manage and adjust to the challenge of industry and climate variability.
Your Rural Financial Counsellor can assist you to: Analyse business performance & understand your financial position; Develop cash flow budgets & projections; Explore & identify options (business & risk management planning) to improve financial self-sufficiency; Prepare for succession planning; Prepare for and facilitate meetings with lenders; Access Government Assistance and Information; Prepare for and manage events such as droughts, floods and fire; Referrals to professionals and agencies.
What our customers are saying
Helped us get a bit of funding, put us onto a few professionals, and gave us a lot of really good advice...
Cody & Taranar
The Organic Factory
It's really important to know where you sit financially . . . you never know what tomorrow's going to bring.
Ian & Gayle
Ashmar Hereford & Farmstay