Rural Financial Counselling Service

WEBINAR | Pay Yourself AND Make a Profit
2022-03-16 13:00 - 14:00 (Australia/Sydney) | Virtual Event | Delivered via Zoom
With the increased pressures on small businesses over the last two years, some business owners have struggled to meet the running costs of their business, let alone pay themselves. With the expected re-emergence of normal trading conditions throughout 2022, now is the perfect time to review your business and plan for a profitable future.
The Rural Business Support Northern NSW team invites small businesses from across the regions of NSW to attend a webinar, where the importance of understanding that a business owner can pay themselves and make a profit, will be explained.
The guest presenter for this webinar is Laura Elkaslassy, the CEO of Profit First Professionals Australia.
Laura, aka the Profit Pioneer runs four successful businesses. She is a sought after Money Mentor, Trainer and a certified Profit First Professional. With 15 years of experience in the financial services industry, Laura has supported over 2,000 businesses from a diverse range of fields to increase their profitability by at least 50%.
Laura’s support ensures that business owners are able to pay themselves the wages they deserve, bringing personal goals within reach.
It is Laura’s mission to enable business owners to create sustainable income and growth through teaching them how to price effectively, generate profits from day one, and implement systems and structures for long term financial success.

This webinar is limited to 50 participants. This is an online ZOOM event that will run for one hour. A recording of the ZOOM presentation will be available to registered participants.

WEBINAR | Preparing Your Hospitality Business For Sale
2022-03-23 13:00 - 14:00 | Virtual Event | Delivered via Zoom
Selling a hospitality business is not the same as selling other types of businesses. There is plenty of evidence that a structured plan to exit your business can increase the sale value of the business significantly. Whilst there are parts of the transaction that are standard, there are lots of differences when it comes to selling cafes, restaurants, bars and takeaway businesses.
The Team at Rural Business Support (Northern NSW) invites hospitality businesses from across the regions of NSW to attend a webinar, where the importance of creating a structured exit plan will be explained.
Our Presenter | Paul Leach from GSE Business Consultants
The guest presenter for this webinar is Paul Leach from GSE Business Consultants, based in North Sydney. Paul is an incredible source of information and expertise on how to prepare a hospitality business for sale – for a more timely sale, and a more profitable sale!

Paul grew up in the food business, his parents owned two very successful restaurants. In 1993 Paul opened his first Café called Hogarth’s. Since then, Paul had built up and sold nine food businesses, and loved every minute of working in those businesses and learnt a lot about how the sale process works. It was Paul’s love of the food industry that he really wanted to crack double digits and open shop number ten. Unfortunately, the two things that Paul valued the most in his life, his marriage and his health, probably would not have lasted, so he called it a day.
Paul always felt that there was a better way to sell cafes and food businesses, and that is where GSE Businesses Consultants and the “Six Steps to Sale” program originated.

This webinar is limited to 50 participants. This is an online ZOOM event that will be recorded and available to registered participants.

Register here: https://www.eventbrite.com.au/e/264964163947
This webinar is a series of four live webinars the team at Rural Business Support will be hosting as part of 2022 Small Business Month. Take a look at our other webinars here.

WEBINAR | Protect Yourself In Business
2022-03-30 13:00 - 14:00 | Virtual Event | Delivered via Zoom
Life in business continues to be tough. While there has been record sales and revenue in some industry sectors, others are still grappling with the cumulative impact of the stay-at-home orders, the moving goal posts of restrictions placed on retail, hospitality and tourism sectors, the lingering impacts of the natural disasters that affected our regions and now rising prices and supply chain issues.
These impacts have exposed a range of risks, that if not managed can severely impact business viability and ultimately the financial position of those closest to the business i.e. directors and owners.
The Rural Business Support Northern NSW team invites small businesses from across the regions of NSW to attend a webinar, where the importance of identifying emerging risks and implementing effective “Business Protect” strategies will be explained.
The guest presenter for this webinar is Tim Gumbleton from RSM Australia based in Port Macquarie.
Tim has been employed in the accounting and consulting profession since the mid-1990s. Tim has been labelled a “corporate umpire” for his ability to resolve commercial and business disputes and find the best outcome in the most difficult of circumstances.
Tim has a demonstrated ability to resolve disputes, develop and implement complex debt and financial solutions and manage sensitive and commercial financial issues.
In this webinar Tim will draw on his vast experience to discuss topics to assist you to Protect Yourself in Business such as:

Asset protection and limiting personal liability
Lingering business uncertainty and emerging risks
Options to safeguard your business viability
Identifying risks and responding early
Dispute resolution including partnership, shareholder, family law and succession
Business restructuring and safe harbour exit strategies

This webinar is limited to 50 participants. This is an online ZOOM event that will run for one hour. A recording of the ZOOM presentation will be available to registered participants.

Tenterfield | A guide to the How, Who, What and When of Succession Planning
2022-05-31 09:30 - 15:00 | Private: Tenterfield Golf Club, 169 Pelham St, Tenterfield, 2372
“Securing the future for your business”
Presented by Mark Scanlon, Director NEXT Rural.
FREE Workshop | Tenterfield
A guide to the How, Who, What and When of Succession Planning
When | 31st May 2022
Time | 9:30 am – 3:00 pm
Where | Tenterfield Golf Club
Book Your Seats Today(Opens in a new tab)
The Workshop “Securing the future for your business” is a guide to the – How, Who, What and When of farm business succession planning.

Understand the nature of Business Transition and Succession Planning
Management of Family, Business and Ownership interests
Key components and the makeup of your plan
Considerations for a successful outcome
Building your plan using a structured approach
Formalising your plan and key documents

Morning Tea and Light Lunch will be provided.
If you have special dietary requirements please call 1800 344 090 once you have booked your ticket.
Book Your Seats Today(Opens in a new tab)
Seats are limited so don’t miss out to book your ticket to this FREE event.

Casino | A guide to the How, Who, What and When of Succession Planning
2022-06-01 09:30 - 15:00 | Private: Casino RSM Club, 162 Canterbury Street, Casino, 2470, Australia
“Securing the future for your business”
Presented by Mark Scanlon, Director NEXT Rural.
FREE Workshop | Casino
A guide to the How, Who, What and When of Succession Planning
When | Wednesday 1st June 2022
Time | 9:30 am – 3:00 pm
Where | Casino RSM Club
Book Your Seats Today(Opens in a new tab)
The Workshop “Securing the future for your business” is a guide to the – How, Who, What and When of farm business succession planning.

Understand the nature of Business Transition and Succession Planning
Management of Family, Business and Ownership interests
Key components and the makeup of your plan
Considerations for a successful outcome
Building your plan using a structured approach
Formalising your plan and key documents

Morning Tea and Light Lunch will be provided.
If you have special dietary requirements please call 1800 344 090 once you have booked your ticket.
Book Your Seats Today(Opens in a new tab)
Seats are limited so don’t miss out to book your ticket to this FREE event.

Grafton | A guide to the How, Who, What and When of Succession Planning
2022-06-02 09:30 - 15:00 | Private: Club Narrabri – 7 Maitland St Narrabri, 7 Maitland Street, Narrabri, Australia
“Securing the future for your business”
Presented by Mark Scanlon, Director NEXT Rural.
FREE Workshop | Grafton
A guide to the How, Who, What and When of Succession Planning
When | Thursday 2nd June 2022
Time | 9:30 am – 3:00 pm
Where | Grafton Service Club
Book Your Seats Today(Opens in a new tab)
The Workshop “Securing the future for your business” is a guide to the – How, Who, What and When of farm business succession planning.

Understand the nature of Business Transition and Succession Planning
Management of Family, Business and Ownership interests
Key components and the makeup of your plan
Considerations for a successful outcome
Building your plan using a structured approach
Formalising your plan and key documents

Morning Tea and Light Lunch will be provided.
If you have special dietary requirements please call 1800 344 090 once you have booked your ticket.
Book Your Seats Today(Opens in a new tab)
Seats are limited so don’t miss out to book your ticket to this FREE event.

Narrabri / Farm Succession Planning, Starting the Conversation
2022-08-09 09:00 - 15:30 | Private: Club Narrabri – 7 Maitland St Narrabri, 7 Maitland Street, Narrabri, Australia
Presented by Isobel Knight and Jess Cavanagh from Proagtive.

FREE Workshop | Narrabri
When | Tuesday 9th August 2022
Time | 9:00 am – 3:30 pm
Where | Club Narrabri – 7 Maitland St Narrabri
Book Your Seats Today(Opens in a new tab)

Farming provides a lifestyle that often includes family. It is also a business.
For those who have dedicated a lifetime to building their farming business, it can be immensely comforting to know it can continue after a successful transition to the next generation.
However, it can be difficult to face the complex legal and emotional issues around succession planning.
The FREE workshop will provide participants with tools and strategies to address the following 12 areas of their business. When thinking about succession planning it is these 12 areas which every family farm business has to address in a staged process over time.

What is succession planning and why is it so complex?
What are the business and personal goals of each family member?
What is the purpose of your business?
Is your business in a financial position to meets the business and personal goals?
Understanding your family dynamics and the intergenerational differences
Importance of a formal communication strategy
Importance of discussing and planning for retirement
Formalising roles and responsibilities and reward and pay system
Why we need documented Business Policies
Understanding your business structure – legal and tax implications
Understanding the role of business advisors in the succession process
Viability and Finance Planning

Morning Tea and Light Lunch will be provided.
If you have special dietary requirements please call 1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out – book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

About the Presenters:

Isobel Knight is the owner and Director of Proagtive and has degrees in business, law and psychology. Isobel was awarded the 2013 NSW/ACT Rural Women’s Award, and was the National runner up. Isobel and her family run a cattle trading enterprise. She is the Mother of 3 and the Grandmother of 4.
Isobel has worked closely with hundreds of families Australia wide. There is no one in the succession planning industry with the breadth of knowledge, experience and passion as Isobel.
Isobel’s passion is to ensure that the next generation has the opportunity to participate in agriculture and believes that a lack of succession planning or engaging in a one-dimensional version of succession planning is costing farming families, rural communities, and Australian agriculture dearly.
The remarkable level of training and experience sets Isobel apart from anyone else in the field of succession planning.

Jess Cavanagh is passionate about the evolution of modern agriculture and seeing that farming families are using best practice to ensure longevity and sustainability of the industry. Jess holds a double degree in Arts/Laws. Jess has previous work experience in private law firms and in Local Government in Economic Development and Integrated Planning and Reporting.
Jess is 4th generation in a family farming business based near Harden, NSW. Jess’ Dad and husband are both active in the business and she loves watching her children immerse themselves in their own agricultural journey.
Jess is the General Manager of Proagtive and is the first point of contact for new families. Jess enjoys spending time getting to understand the intricacies of each family, and assisting to find outcomes that suit the perspectives and circumstance of each family, and knowing that those outcomes can be achieved.

Singleton / Farm Succession Planning, Starting the Conversation
2022-08-11 09:00 - 15:30 | Private: Club Narrabri – 7 Maitland St Narrabri, 7 Maitland Street, Narrabri, Australia
Presented by Isobel Knight and Jess Cavanagh from Proagtive.

FREE Workshop | Singleton
When | Thursday 11th August 2022
Time | 9:00 am – 3:30 pm
Where | Singleton Diggers Club – 49 Castlereagh St Singleton.
Book Your Seats Today(Opens in a new tab)

Farming provides a lifestyle that often includes family. It is also a business.
For those who have dedicated a lifetime to building their farming business, it can be immensely comforting to know it can continue after a successful transition to the next generation.
However, it can be difficult to face the complex legal and emotional issues around succession planning.
The FREE workshop will provide participants with tools and strategies to address the following 12 areas of their business. When thinking about succession planning it is these 12 areas which every family farm business has to address in a staged process over time.

What is succession planning and why is it so complex?
What are the business and personal goals of each family member?
What is the purpose of your business?
Is your business in a financial position to meets the business and personal goals?
Understanding your family dynamics and the intergenerational differences
Importance of a formal communication strategy
Importance of discussing and planning for retirement
Formalising roles and responsibilities and reward and pay system
Why we need documented Business Policies
Understanding your business structure – legal and tax implications
Understanding the role of business advisors in the succession process
Viability and Finance Planning

Morning Tea and Light Lunch will be provided.
If you have special dietary requirements please call 1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out – book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

About the Presenters:

Isobel Knight is the owner and Director of Proagtive and has degrees in business, law and psychology. Isobel was awarded the 2013 NSW/ACT Rural Women’s Award, and was the National runner up. Isobel and her family run a cattle trading enterprise. She is the Mother of 3 and the Grandmother of 4.
Isobel has worked closely with hundreds of families Australia wide. There is no one in the succession planning industry with the breadth of knowledge, experience and passion as Isobel.
Isobel’s passion is to ensure that the next generation has the opportunity to participate in agriculture and believes that a lack of succession planning or engaging in a one-dimensional version of succession planning is costing farming families, rural communities, and Australian agriculture dearly.
The remarkable level of training and experience sets Isobel apart from anyone else in the field of succession planning.

Jess Cavanagh is passionate about the evolution of modern agriculture and seeing that farming families are using best practice to ensure longevity and sustainability of the industry. Jess holds a double degree in Arts/Laws. Jess has previous work experience in private law firms and in Local Government in Economic Development and Integrated Planning and Reporting.
Jess is 4th generation in a family farming business based near Harden, NSW. Jess’ Dad and husband are both active in the business and she loves watching her children immerse themselves in their own agricultural journey.
Jess is the General Manager of Proagtive and is the first point of contact for new families. Jess enjoys spending time getting to understand the intricacies of each family, and assisting to find outcomes that suit the perspectives and circumstance of each family, and knowing that those outcomes can be achieved.

FREE Workshop – Murwillumbah Services Club
2022-10-25 09:30 - 15:00
“Securing the Future for your Business” – Succession Planning, with guest speaker Mark Scanlon from NEXT Rural
FREE WORKSHOP – 25th October 2022
9:30 am – 3:00 pm
Presented by Mark Scanlon, Director NEXT Rural Securing the future for your business is a guide to the – How, Who, What and When of farm business succession planning.
• Understand the nature of Business Transition and Succession Planning
• Management of Family, Business and Ownership interests
• Key components and the makeup of your plan
• Considerations for a successful outcome
• Building your plan using a structured approach
• Formalising your plan and key documents
Morning Tea and Light Lunch will be provided, if you have special dietary requirements please call
1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out to book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

FREE Workshop – Club Evans RSL
2022-10-26 09:30 - 15:00
Securing the Future for your Business” – Succession Planning, with guest speaker Mark Scanlon from NEXT Rural
FREE WORKSHOP – 26th October 2022
9:30 am – 3:00 pm
Presented by Mark Scanlon, Director NEXT Rural Securing the future for your business is a guide to the – How, Who, What and When of farm business succession planning.
• Understand the nature of Business Transition and Succession Planning
• Management of Family, Business and Ownership interests
• Key components and the makeup of your plan
• Considerations for a successful outcome
• Building your plan using a structured approach
• Formalising your plan and key documents
Morning Tea and Light Lunch will be provided, if you have special dietary requirements please call
1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out to book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

FREE Workshop – Kempsey Macleay RSL Club
2023-02-22 09:30 - 14:30
Securing the Future for your Business” – Succession Planning, with guest speaker Mark Scanlon from NEXT Rural
FREE WORKSHOP – 22nd February 2023
9:30 am – 2:30 pm
Presented by Mark Scanlon, Director NEXT Rural Securing the future for your business is a guide to the – How, Who, What and When of farm business succession planning.
• Understand the nature of Business Transition and Succession Planning
• Management of Family, Business and Ownership interests
• Key components and the makeup of your plan
• Considerations for a successful outcome
• Building your plan using a structured approach
• Formalising your plan and key documents
Morning Tea and Light Lunch will be provided, if you have special dietary requirements please call
1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out to book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

FREE Workshop – Wingham Services Club
2023-02-23 09:30 - 14:30
Securing the Future for your Business” – Succession Planning, with guest speaker Mark Scanlon from NEXT Rural
FREE WORKSHOP – 23rd February 2023
9:30 am – 2:30 pm
Presented by Mark Scanlon, Director NEXT Rural Securing the future for your business is a guide to the – How, Who, What and When of farm business succession planning.
• Understand the nature of Business Transition and Succession Planning
• Management of Family, Business and Ownership interests
• Key components and the makeup of your plan
• Considerations for a successful outcome
• Building your plan using a structured approach
• Formalising your plan and key documents
Morning Tea and Light Lunch will be provided, if you have special dietary requirements please call
1800 344 090 once you have booked your ticket.
Seats are limited so don’t miss out to book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

Succession Planning for Farm Family Business
2023-11-13 - 2024-06-19 | Private: West Tamworth Leagues Club, 58 Phillip Street, West Tamworth, NSW, 2340, Australia
Family issues related to farm succession have increased substantially over the last two years, with increases in land values and perceived inequity from “off farm” family members rating high amongst the list of challenges. The SMARTEST and MOST SUCCESSFUL family farm businesses are talking about and planning for succession/transition early and openly – Here’s your opportunity to be amongst them.
RFCSNR are pleased to be delivering “Succession Planning for Farm Family Business” to regional NSW. A one day workshop for inter-generational farming families or individuals looking to plan for farm transition wisely.
This LIMITED SPACE event is designed to support and encourage generations to attend together and begin securing the future of their agricultural legacy on the same page.
Featuring the highly experienced and respected Mark Scanlon from Next Rural (specialists in assisting farming families manage generational change), this interactive session will guide you through:

The essential steps to ensure a smooth transition of your farm to the next generation or alternative
What to consider when navigating legal complexities
How to avoid common mistakes and pitfalls
Fostering open communication among family members

Equip yourself with practical strategies and gain valuable perspective to achieve both viable and harmonious farming success.
A Financial Information Services Officer from Services Australia will also be in attendance to explain eligibility, asset limits, and exemptions for rural landowners who are considering options to access the aged pension.
Lunch and light refreshments will be provided throughout the day

Here’s what some of our previous attendees have to say:
– Reluctant to attend, though I have. Found this workshop most beneficial.
– Very Informative workshop. Thought provoking and explained in an easy way to understand all aspects of Succession Planning.
– Very helpful. Should be compulsory!
-Excellent, practical information. Great presenter.
Date: Wednesday June 19 2024
Time: 09:30 – 3:30 AM
Location: West Tamworth Leagues Club
28 Phillip Street, West Tamworth, NSW 2340
Join us at “Succession Planning for Farm Family Business” and bring the family for this highly valuable session.
Hosted by RFCSNR and presented by Mark Scanlon Next Rural
Seats are limited so don’t miss out to book your ticket to this FREE event.
Book Your Seats Today(Opens in a new tab)

NSW Farmers Business Plan Ready Workshop Moree
2025-02-11 18:00 - 20:30
NSW Farmers has once again teamed up with the NSW Farm Business Resilience Program and Rural Financial Counselling Service to deliver “Business Plan Ready” workshops across NSW.

Following on from the popular Bank Ready workshops, these sessions will allow producers of all commodities and experience levels to work through a farm business plan with the guidance of your local RFCS counsellor. Research shows that farms with structured business plans are better equipped at managing challenges posed by seasonal/ environmental conditions and market volatility, and maintaining financial stability.

These workshops will be presented by RFCS, and are free for all members and non-members of NSW Farmers to attend. We would encourage all members of your farms decision making team to come along and take part in this crucial step of your farm’s business journey.
Event Details
Where: Moree Services Club
When: Tuesday 11th February from 6:00pm – 8:30pm

As places are limited, we ask that you register your attendance here:
Book Your Seats Today(Opens in a new tab)

NSW Farmers Business Plan Ready Workshop Tamworth
2025-02-18 18:00 - 20:30 | Private: West Tamworth Leagues Club, 58 Phillip Street, West Tamworth, NSW, 2340, Australia
NSW Farmers has once again teamed up with the NSW Farm Business Resilience Program and Rural Financial Counselling Service to deliver “Business Plan Ready” workshops across NSW.

Following on from the popular Bank Ready workshops, these sessions will allow producers of all commodities and experience levels to work through a farm business plan with the guidance of your local RFCS counsellor. Research shows that farms with structured business plans are better equipped at managing challenges posed by seasonal/ environmental conditions and market volatility, and maintaining financial stability.

These workshops will be presented by RFCS, and are free for all members and non-members of NSW Farmers to attend. We would encourage all members of your farms decision making team to come along and take part in this crucial step of your farm’s business journey.
Event Details
Where: West Tamworth Leagues Club
When: Tuesday 18th February from 6:00pm – 8:30pm

As places are limited, we ask that you register your attendance here:
Book Your Seats Today(Opens in a new tab)

NSW Farmers Business Plan Ready Workshop Merriwa
2025-02-19 16:00 - 18:00
NSW Farmers has once again teamed up with the NSW Farm Business Resilience Program and Rural Financial Counselling Service to deliver “Business Plan Ready” workshops across NSW.

Following on from the popular Bank Ready workshops, these sessions will allow producers of all commodities and experience levels to work through a farm business plan with the guidance of your local RFCS counsellor. Research shows that farms with structured business plans are better equipped at managing challenges posed by seasonal/ environmental conditions and market volatility, and maintaining financial stability.

These workshops will be presented by RFCS, and are free for all members and non-members of NSW Farmers to attend. We would encourage all members of your farms decision making team to come along and take part in this crucial step of your farm’s business journey.
Event Details
Where: Merriwa RSL
When: Wednesday 19th February from 4:00pm – 6:00pm

As places are limited, we ask that you register your attendance here:
Book Your Seats Today(Opens in a new tab)

Nurturing the Conversation - Interactive Event for Rural Women
2025-03-28 09:00 - 13:00 | Private: Blair Athol Homestead, 37 Blair Athol Road, Inverell, NSW, 2360, Australia
An Interactive Event for WOMEN Navigating and Leading Family Farm Succession
Responding to REAL requests from rural women and women in agriculture/primary production RFCSNR are thrilled to welcome Malinda Guest as our feature speaker for Nurturing the Conversation. This is a very special WOMEN’S ONLY event.
When assisting our clients with Succession Planning we have found that women often take on the huge rollercoaster of emotions that come with navigating the succession planning process. They try to be the nurturer, the mediator with family dynamics, and endeavour to keep family in tact physically and emotionally.
This event is to help assist women in this process providing strategies to help foster harmonious family dynamics.
Recognising the foundational role women play in agricultural families and the resilience needed for thoughtful succession planning this event is designed to provide you:

A supportive space to explore effective communications strategies within a family context
New skills and knowledge to maintain healthy balance and boundaries
Important connections with other women in your region

All Women Welcome
This is an inclusive event for all women with a connection to multi-generational farming or farm property transition of any industry or size. We encourage you to attend with your sisters, mothers, friends or other women from your community.
Event Details
Where: Blair Athol Homestead
When: Friday 28th March from 9:30am -1pm
YOUR FREE TICKET INCLUDES
Delicious Morning Tea
Take Home Bag including Malinda’s TACTICS cards and more To ensure a meaningful experience with room to participate this event has LIMITED SEATS – will SELL OUT quickly. PLEASE NOTE: A wait list will be available once all available tickets have gone.
For More information Please Call our Communications Officer Emma on 1800 344 090 or speak with your local RFC

About Malinda

Malinda Guest BSc.(HONS)(Psych), M Psych (Clin), MAPS FCCLP

Director and Clinical Psychologist of Boundless Psychology, Malinda is committed to educating individuals and communities on crucial topics such as understanding mental health, improving communication, and creating healthy relationships. She has a passion for rural mental health and juggles a diverse array of roles, including mother, wife, clinical psychologist, director, and supervisor.
Malinda created Let’s Talk Tactics and Know Your Mates to educate individuals on effective communication—especially around meaningful and challenging topics. These frameworks are central to the workshops, community events, and fundraisers she organises and emcees.
In addition to her work as a treating Clinical Psychologist, Malinda regularly provides guidance and advice to media outlets, including appearances on ABC National Radio, sharing insights on mental health and rural issues.

Book Your Seats Today(Opens in a new tab)

Nurturing the Conversation - Interactive Event for Rural Women
2025-04-11 09:00 - 13:00
An Interactive Event for WOMEN Navigating and Leading Family Farm Succession
Responding to REAL requests from rural women and women in agriculture/primary production RFCSNR are thrilled to welcome Malinda Guest as our feature speaker for Nurturing the Conversation. This is a very special WOMEN’S ONLY event.
When assisting our clients with Succession Planning we have found that women often take on the huge rollercoaster of emotions that come with navigating the succession planning process. They try to be the nurturer, the mediator with family dynamics, and endeavour to keep family in tact physically and emotionally.
This event is to help assist women in this process providing strategies to help foster harmonious family dynamics.
Recognising the foundational role women play in agricultural families and the resilience needed for thoughtful succession planning this event is designed to provide you:

A supportive space to explore effective communications strategies within a family context
New skills and knowledge to maintain healthy balance and boundaries
Important connections with other women in your region

All Women Welcome
This is an inclusive event for all women with a connection to multi-generational farming or farm property transition of any industry or size. We encourage you to attend with your sisters, mothers, friends or other women from your community.
Event Details
Where: Grafton Gold Club
When: Friday 11th April from 9:30am -1pm
YOUR FREE TICKET INCLUDES
Delicious Morning Tea
Take Home Bag including Malinda’s TACTICS cards and more To ensure a meaningful experience with room to participate this event has LIMITED SEATS – will SELL OUT quickly. PLEASE NOTE: A wait list will be available once all available tickets have gone.
For More information Please Call our Communications Officer Emma on 1800 344 090 or speak with your local RFC

About Malinda

Malinda Guest BSc.(HONS)(Psych), M Psych (Clin), MAPS FCCLP

Director and Clinical Psychologist of Boundless Psychology, Malinda is committed to educating individuals and communities on crucial topics such as understanding mental health, improving communication, and creating healthy relationships. She has a passion for rural mental health and juggles a diverse array of roles, including mother, wife, clinical psychologist, director, and supervisor.
Malinda created Let’s Talk Tactics and Know Your Mates to educate individuals on effective communication—especially around meaningful and challenging topics. These frameworks are central to the workshops, community events, and fundraisers she organises and emcees.
In addition to her work as a treating Clinical Psychologist, Malinda regularly provides guidance and advice to media outlets, including appearances on ABC National Radio, sharing insights on mental health and rural issues.

Book Your Seats Today(Opens in a new tab)

Introduction to Succession Planning
2025-05-05 09:30 - 12:00
Family issues related to farm succession have increased substantially over the last two years, with increases in land values and perceived inequity from “off farm” family members rating high amongst the list of challenges. The SMARTEST and MOST SUCCESSFUL family farm businesses are talking about and planning for succession/transition early and openly – Here’s your opportunity to be amongst them.
RFCSNR in collaboration with the Farm Business Resilience Program are pleased to be delivering “An Introduction to Succession Planning” to regional NSW. A workshop for inter-generational farming families or individuals looking to plan for farm transition wisely.
This LIMITED SPACE event is designed to support and encourage generations to attend together and begin securing the future of their agricultural legacy on the same page.
Featuring the highly experienced and respected Jess Cavanagh from Proagtive (specialists in assisting farming families manage succession planning and generational change), this presentation will encourage you to take charge of your future and get a firm grasp of the most common and critical aspects of succession planning.

The essential steps to ensure a smooth transition of your farm to the next generation or alternative
What to consider when navigating legal complexities
How to avoid common mistakes and pitfalls
Fostering open communication among family members

Morning Tea will be provided
Date: Monday May 5th
Time: 9:30-12 Noon
Location: Armidale Ex Services club
137 Dumaresq St, Armidale NSW 235
This event will SELL OUT quickly so secure seats for you and your family ASAP. PLEASE NOTE: A wait list will be available once all available tickets have gone.
Book Your Seats Today(Opens in a new tab)
For More information contact the Rural Financial Counselling Service NSW Northern Region Phone 1800 344 90
Or speak with your local Rural Financial Counsellor
An Introduction to Succession is an initiative delivered by RFCS NSW Northern Region on behalf of the Farm Business Resilience Program jointly funded through the Australian Government’s Future Drought Fund and NSW Government.

Introduction to Succession Planning
2025-05-07 09:30 - 12:00
Family issues related to farm succession have increased substantially over the last two years, with increases in land values and perceived inequity from “off farm” family members rating high amongst the list of challenges. The SMARTEST and MOST SUCCESSFUL family farm businesses are talking about and planning for succession/transition early and openly – Here’s your opportunity to be amongst them.
RFCSNR in collaboration with the Farm Business Resilience Program are pleased to be delivering “An Introduction to Succession Planning” to regional NSW. A workshop for inter-generational farming families or individuals looking to plan for farm transition wisely.
This LIMITED SPACE event is designed to support and encourage generations to attend together and begin securing the future of their agricultural legacy on the same page.
Featuring the highly experienced and respected Jess Cavanagh from Proagtive (specialists in assisting farming families manage generational change), this presentation will encourage you to take charge of your future and get a firm grasp of the most common and critical aspects of succession planning.

The essential steps to ensure a smooth transition of your farm to the next generation or alternative
What to consider when navigating legal complexities
How to avoid common mistakes and pitfalls
Fostering open communication among family members

Morning Tea will be provided
Date: Wednesday May 7th
Time: 9:30-12 Noon
Location: Invercauld House
163 Invercauld Rd, Goonellabah NSW 2480
This event will SELL OUT quickly so secure seats for you and your family ASAP. PLEASE NOTE: A wait list will be available once all available tickets have gone.
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For More information contact the Rural Financial Counselling Service NSW Northern Region Phone 1800 344 90
Or speak with your local Rural Financial Counsellor
An Introduction to Succession is an initiative delivered by RFCS NSW Northern Region on behalf of the Farm Business Resilience Program jointly funded through the Australian Government’s Future Drought Fund and NSW Government.

NSW Farmers Business Plan Ready Tenterfield
2025-05-21 18:00 - 20:30 | Private: Tenterfield Golf Club, 169 Pelham St, Tenterfield, 2372
NSW Farmers has once again teamed up with the NSW Farm Business Resilience Program and Rural Financial Counselling Service to deliver “Business Plan Ready” workshops across NSW.

Following on from the popular Bank Ready workshops, these sessions will allow producers of all commodities and experience levels to work through a farm business plan with the guidance of your local RFCS counsellor. Research shows that farms with structured business plans are better equipped at managing challenges posed by seasonal/ environmental conditions and market volatility, and maintaining financial stability.

These workshops will be presented by RFCS, and are free for all members and non-members of NSW Farmers to attend. We would encourage all members of your farms decision making team to come along and take part in this crucial step of your farm’s business journey.
Event Details
Where: Tenterfield Golf Club
When: Wednesday 21st May from 6:00pm – 8:30pm

As places are limited, we ask that you register your attendance here:
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NSW Farmers Business Plan Ready Armidale
2025-05-22 18:00 - 20:30 | Private: Armidale City Bowling Club, 92/96 Dumaresq St, Armidale, NSW, 2350
NSW Farmers has once again teamed up with the NSW Farm Business Resilience Program and Rural Financial Counselling Service to deliver “Business Plan Ready” workshops across NSW.

Following on from the popular Bank Ready workshops, these sessions will allow producers of all commodities and experience levels to work through a farm business plan with the guidance of your local RFCS counsellor. Research shows that farms with structured business plans are better equipped at managing challenges posed by seasonal/ environmental conditions and market volatility, and maintaining financial stability.

These workshops will be presented by RFCS, and are free for all members and non-members of NSW Farmers to attend. We would encourage all members of your farms decision making team to come along and take part in this crucial step of your farm’s business journey.
Event Details
Where: Armidale City Bowling Club
When: Thursday 22nd May from 6:00pm – 8:30pm

As places are limited, we ask that you register your attendance here:
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Nurturing the Conversation - Interactive Event for Rural Women
2025-09-12 09:00 - 13:00 | Town & Country Club Moree, 7 Frome Street, Moree, NSW, 2400, Australia
An Interactive Event for WOMEN Navigating and Leading Family Farm Succession
Responding to REAL requests from rural women and women in agriculture/primary production RFCSNR are thrilled to welcome Malinda Guest as our feature speaker for Nurturing the Conversation. This is a very special WOMEN’S ONLY event.
When assisting our clients with Succession Planning we have found that women often take on the huge rollercoaster of emotions that come with navigating the succession planning process. They try to be the nurturer, the mediator with family dynamics, and endeavour to keep family in tact physically and emotionally.
This event is to help assist women in this process providing strategies to help foster harmonious family dynamics.
Recognising the foundational role women play in agricultural families and the resilience needed for thoughtful succession planning this event is designed to provide you:

A supportive space to explore effective communications strategies within a family context
New skills and knowledge to maintain healthy balance and boundaries
Important connections with other women in your region

All Women Welcome
This is an inclusive event for all women with a connection to multi-generational farming or farm property transition of any industry or size. We encourage you to attend with your sisters, mothers, friends or other women from your community.
Event Details
Where: Town & Country Club Moree
When: Friday 12th September from 9:00am -1pm
YOUR FREE TICKET INCLUDES
Delicious Morning Tea
Take Home Bag including Malinda’s TACTICS cards and more To ensure a meaningful experience with room to participate this event has LIMITED SEATS – will SELL OUT quickly. PLEASE NOTE: A wait list will be available once all available tickets have gone.
For More information Please Call our Communications Officer Emma on 1800 344 090 or speak with your local RFC

About Malinda

Malinda Guest BSc.(HONS)(Psych), M Psych (Clin), MAPS FCCLP

Director and Clinical Psychologist of Boundless Psychology, Malinda is committed to educating individuals and communities on crucial topics such as understanding mental health, improving communication, and creating healthy relationships. She has a passion for rural mental health and juggles a diverse array of roles, including mother, wife, clinical psychologist, director, and supervisor.
Malinda created Let’s Talk Tactics and Know Your Mates to educate individuals on effective communication—especially around meaningful and challenging topics. These frameworks are central to the workshops, community events, and fundraisers she organises and emcees.
In addition to her work as a treating Clinical Psychologist, Malinda regularly provides guidance and advice to media outlets, including appearances on ABC National Radio, sharing insights on mental health and rural issues.

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Nurturing the Conversation - Interactive Event for Rural Women
2025-09-26 09:00 - 13:00 | CWA Rooms Scone, 1 Surman street, Scone, NSW, 2337, Australia
An Interactive Event for WOMEN Navigating and Leading Family Farm Succession
Responding to REAL requests from rural women and women in agriculture/primary production RFCSNR are thrilled to welcome Malinda Guest as our feature speaker for Nurturing the Conversation. This is a very special WOMEN’S ONLY event.
When assisting our clients with Succession Planning we have found that women often take on the huge rollercoaster of emotions that come with navigating the succession planning process. They try to be the nurturer, the mediator with family dynamics, and endeavour to keep family in tact physically and emotionally.
This event is to help assist women in this process providing strategies to help foster harmonious family dynamics.
Recognising the foundational role women play in agricultural families and the resilience needed for thoughtful succession planning this event is designed to provide you:

A supportive space to explore effective communications strategies within a family context
New skills and knowledge to maintain healthy balance and boundaries
Important connections with other women in your region

All Women Welcome
This is an inclusive event for all women with a connection to multi-generational farming or farm property transition of any industry or size. We encourage you to attend with your sisters, mothers, friends or other women from your community.
Event Details
Where: CWA Rooms Scone
When: Friday 26th September from 9:00am -1pm
YOUR FREE TICKET INCLUDES
Delicious Morning Tea
Take Home Bag including Malinda’s TACTICS cards and more To ensure a meaningful experience with room to participate this event has LIMITED SEATS – will SELL OUT quickly. PLEASE NOTE: A wait list will be available once all available tickets have gone.
For More information Please Call our Communications Officer Emma on 1800 344 090 or speak with your local RFC

About Malinda

Malinda Guest BSc.(HONS)(Psych), M Psych (Clin), MAPS FCCLP

Director and Clinical Psychologist of Boundless Psychology, Malinda is committed to educating individuals and communities on crucial topics such as understanding mental health, improving communication, and creating healthy relationships. She has a passion for rural mental health and juggles a diverse array of roles, including mother, wife, clinical psychologist, director, and supervisor.
Malinda created Let’s Talk Tactics and Know Your Mates to educate individuals on effective communication—especially around meaningful and challenging topics. These frameworks are central to the workshops, community events, and fundraisers she organises and emcees.
In addition to her work as a treating Clinical Psychologist, Malinda regularly provides guidance and advice to media outlets, including appearances on ABC National Radio, sharing insights on mental health and rural issues.

Book Your Seats Today(Opens in a new tab)

Community Recovery Sessions - Wellbeing & Recovery
2025-10-09 10:00 - 12:00
Rural Community Wellbeing & Recovery Sessions at Norco
Norco AgriSolutions, in partnership with the Rural Adversity and Mental Health Program and Rural Financial Counselling Service Northern Region, is proud to host a series of information sessions designed to support rural communities.
These FREE sessions are a chance to connect with local support networks, learn more about available assistance, and a BBQ in a welcoming environment.
Where: Grafton Norco AgriSolutions
19-21 Queen St, Grafton NSW 2460
When: 10am-12noon (NSW time)
Hosted by:
Samantha Osbourne – Rural Adversity and Mental Health Program
Michelle O’Neill – Rural Financial Counselling Service
Mel Kenyon – Local Land Services
What to Expect:

A relaxed, welcoming space to connect and share
Wellbeing and recovery support for farming families and rural communities
Guidance on available financial assistance
Information on applying for grants and accessing local resources
Contacts you can reach out to after the session

Future Foundations - Succession Solutions Workshop
2025-10-23 09:00 - 13:00
Planning for the future of your farm business isn’t easy — but it doesn’t have to be overwhelming. Future Foundations is a practical, solutions-driven workshop that will give farming families confidence that a path to solid succession and business transitions is possible.
With insights from Matt Meehan of Livesolver Financial, you’ll explore strategies that have turned tough conversations into clear outcomes.
This informative 1/2 day event will guide you toward:

building a strong succession/transition plan
protecting your legacy
supporting family harmony
setting the next generation up for success.

Who should attend?
Farming families, business partners, and anyone thinking about the future of their farm business.
What you’ll gain:
Useful ideas, fresh perspectives, and the reassurance that workable solutions are possible.
Event Details
Where: Moree Services Club
When: Thursday 23rd October from 9:00am -1pm
YOUR FREE TICKET INCLUDES
Light Refreshments, Tea and Coffee
For More information Please Call our Community Engagement Officer Sam on 1800 344 090 or speak with your local RFC
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About Our Presenter

Matt Meehan

Matt Meehan is the founder of Lifesolver Financial, where he works with farming families across Australia to navigate the challenges of succession and transition. A certified financial planner, chartered accountant and coach with more than 30 years experience, Matt combines technical expertise with a practical, people-first approach. His focus is on helping families move past roadblocks, find clarity, and build a pathway toward a stronger future for both the business and the next generation.

Just A Farmer - Northern Rivers Community Screening
2025-10-24 17:30 - 21:30
As a region, we’ve been through so much.
From fires and floods to the quiet personal battles many face behind closed doors — our community knows hardship, but also resilience, strength, and the power of coming together.
Join us for an evening that honours all of this.
Just A Farmer is a powerful, independent Australian film that explores mental health in rural communities with raw honesty and hope. Written and produced by Victorian mother, teacher and farmer Leila McDougall, this story has touched hearts around the country. Leila will be joining us in person to share her journey and take part in a Q&A and panel conversation following the screening.
This is more than a film. It’s a space to reflect, connect, and continue important conversations — with care, community, and compassion.
Please note: This event contains themes of mental health and loss. It may bring up strong emotions. Support professionals will be present on the night, and you will be held in a safe and respectful space.

Your ticket includes:

Screening of the feature film Just A Farmer
Q&A with filmmaker Leila McDougall
Panel conversation with local voices
Community supper (light refreshments provided)
Info and support stalls from regional organisations

Stallholders and guest speakers include:
Reboot Rural Program, Rural Financial Counselling Services, The Boaty Boys, Healthy North Coast and more.
Proudly hosted by Blue Clay Creatives, this event is part of our commitment to regional storytelling, wellbeing, and connection.
All are welcome. We look forward to sharing this meaningful evening with you.
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